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Surrogacy FAQs for IPs

Application and Initial Screening

How much does a surrogate cost?

The total cost of surrogacy typically ranges from $160,000 to $175,000, depending on factors like location, surrogate experience, medical needs, and legal requirements. This includes surrogate compensation, agency fees, legal services, medical expenses, insurance, and other related costs. Fertility Source Companies provides a detailed breakdown to help you plan and budget with confidence. While surrogacy is a significant investment, many intended parents find the journey to parenthood well worth the cost.

How long does the surrogacy process take?

On average, the surrogacy process takes 15 to 20 months from start to finish. The timeline includes screening, matching, legal contracts, embryo transfer, pregnancy, and delivery. Some steps, like matching with a surrogate or completing legal agreements, can vary based on your preferences and location. Fertility Source Companies guides you every step of the way, helping to streamline the process while ensuring everything is handled with care and attention to detail.

How do you screen your surrogates?

All surrogates working with Fertility Source Companies undergo a comprehensive screening process. This includes detailed medical and psychological evaluations, background checks, and in-depth interviews. We also review past pregnancy and delivery records to ensure candidates are healthy and emotionally prepared. Our goal is to match you with a surrogate who is not only physically qualified but also genuinely committed to helping you build your family through a safe and supported journey.

Is surrogacy legal?

Yes, surrogacy is legal in many parts of the United States, but laws vary by state. Some states offer clear legal pathways for intended parents, while others may have restrictions or require specific agreements. Fertility Source Companies works only in surrogacy-friendly states and partners with experienced reproductive attorneys to ensure your contract is legally sound and enforceable. We’ll help you understand the legal landscape so you can move forward with confidence.

Does insurance cover surrogacy?

Health insurance typically does not cover the full cost of surrogacy, but some policies may cover parts of the process, such as IVF or the surrogate’s pregnancy care. Fertility Source Companies will review insurance options with you and help assess whether your surrogate has appropriate coverage or whether a surrogacy-specific policy is needed. We’re here to help you understand your financial responsibilities and make informed decisions every step of the way.

What if the pregnancy is not successful?

If the pregnancy is not successful, you can continue your journey based on your contract and remaining embryos. Fertility Source Companies will work with your fertility clinic and surrogate to determine next steps, which may include another embryo transfer. While setbacks are emotionally difficult, our team is here to support you through the process. Many intended parents require more than one cycle before achieving a successful pregnancy and ultimately welcoming their child.

What if the pregnancy results in twins or triplets?

A multiple pregnancy can bring added joy but also increased medical risks. If your surrogate becomes pregnant with twins or triplets, additional compensation may apply, as outlined in your contract. Fertility Source Companies works with your clinic and legal team to ensure all parties understand the implications of a multiple pregnancy, including health considerations and financial planning. Your surrogate’s well-being and the health of the babies remain our top priorities throughout the journey.